AUTOR

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Kotlikoff

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PRÉSTAMOS

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No alquilar y tratar de pagar en efectivo o débito.

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una propiedad.

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$

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6

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No preocuparse por los cambios de carrera.

[{"selector":"#anim-f3ab3406-ef83-4dd7-9503-693c9f7ac05b","keyframes":{"opacity":[0,1]},"delay":4000,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3d6dbcf4-3fac-418c-a49a-2b3d5a49324e","keyframes":{"opacity":[0,1]},"delay":3000,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d1b10a60-39ac-4157-8e85-25bf076e11f0","keyframes":{"opacity":[0,1]},"delay":2500,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f6b8ebc5-2bd8-4e22-9c3e-b3776cc1a87d","keyframes":{"transform":["translate3d(55.77890%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":1000,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-69e71da9-3abd-4f9c-b13c-4efdbc8d698d","keyframes":{"opacity":[0,1]},"delay":1000,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-310c4c10-1c40-44e7-9e49-9dae56a51bab","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":1000,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-8901ee4f-62ee-4a8d-b319-d1b16627067e","keyframes":{"opacity":[0,1]},"delay":1500,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9389ab30-97c6-42bf-a4fb-00461e1bf191","keyframes":{"transform":["translate3d(449.99990%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":1500,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e597b980-0d2f-4e01-ba56-9a3468b1ba69 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":4000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-32d966ff-cabf-4bda-b392-139a16cce3c1","keyframes":{"opacity":[0,1]},"delay":2000,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}]

es mejor que la pareja a largo plazo.

[{"selector":"#anim-0c0f68a4-8875-4610-bdb2-c7005861766a","keyframes":{"opacity":[0,1]},"delay":2000,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-639cc6a0-1037-4ab8-b603-cf4993fb5b95","keyframes":{"opacity":[0,1]},"delay":4500,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6c6c7b9f-0fdf-4c8d-b5aa-c385e1c3e573","keyframes":{"transform":["translate3d(0px, 270.03970%, 0)","translate3d(0px, 0px, 0)"]},"delay":4500,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7a4e1b07-ef7c-4168-b532-f948a12c9550","keyframes":{"opacity":[0,1]},"delay":3000,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-95f7cdb7-94fb-454b-8614-1b7a5af97fed","keyframes":{"opacity":[0,1]},"delay":3500,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-32b05932-d042-4aaf-a3c6-13f38ee9bd03","keyframes":{"transform":["translate3d(55.77890%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":2000,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-97a4f5be-f48e-45f9-8df6-4cbff3c73853","keyframes":{"opacity":[0,1]},"delay":2000,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-126fa281-62b5-42ea-b460-ba7af0033de9","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":2000,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-5cadf0c2-638d-4f40-ac97-491dbbe377b8","keyframes":{"opacity":[0,1]},"delay":2500,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-87f904e6-eed7-40d1-9fd4-9325402968d4","keyframes":{"transform":["translate3d(449.99990%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":2500,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8644ee39-cb9d-410d-97b3-8f2110205002 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(31.246337776828504%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] (Ser soltero puede significar impuestos netos algo más altos)

temprano es un suicidio financiero

[{"selector":"#anim-b0bc0a24-8e98-4abb-8a22-eb3134fdebab","keyframes":{"opacity":[0,1]},"delay":2000,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fe38f7d8-40a1-4c5c-99a8-d84d3c97e510","keyframes":{"opacity":[0,1]},"delay":3500,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7271d489-4e17-4382-9f30-277dedcc3ee7","keyframes":{"transform":["translate3d(116.99347%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":3500,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-142f4c6f-8e52-484c-a8bf-0f1dba86fefb","keyframes":{"opacity":[0,1]},"delay":3000,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8dc04b2b-5f33-42e6-86d3-d7d1bfbd0c9b","keyframes":{"transform":["translate3d(-114.10658%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":3000,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0a8f6930-6782-43ea-9b43-0e31a2da52ed","keyframes":{"transform":["translate3d(55.77890%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":2000,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-465b88a6-2c6c-4b20-bc34-bfbc312738db","keyframes":{"opacity":[0,1]},"delay":2000,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e0c75b32-1a9a-4cec-b916-f0872c4153d8","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":2000,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-54104ebe-4036-4fea-9930-ce225bf1987e","keyframes":{"opacity":[0,1]},"delay":2500,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9e929513-6bee-4413-91f9-67c3a2dbfa13","keyframes":{"transform":["translate3d(272.72723%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":2500,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a71e87de-5551-4cb9-85db-dcc5e819361d [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(31.224365120445174%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}]

[{"selector":"#anim-1ccaf589-f6a6-4047-ba38-c613860cf8ba","keyframes":{"opacity":[0,1]},"delay":1000,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6a190992-1738-4e63-82d7-e5981f7f19f3","keyframes":{"transform":["translate3d(-128.03031%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":1000,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7fdce701-1ac2-461d-94f4-6d62b5d44630","keyframes":{"opacity":[0,1]},"delay":700,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c45c1d06-0126-4590-89b2-efcf2d4b0f2f","keyframes":{"transform":["translate3d(-127.81956%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":700,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

AUTOR

Laurence Kotlikoff

Kotlikoff

PRÉSTAMOS

NO PEDIR

1

No alquilar y tratar de pagar en efectivo o débito.

CASA PROPIA

TENER

2

una propiedad.

HIPOTECAR

NUNCA

3

$

$

$

más barato

El hogar perfecto puede ser

4

6

5

Trabajar por cuenta propia.

Trabajar de lo que nadie quiere.

No preocuparse por los cambios de carrera.

el futuro

Pensar en

7

es mejor que la pareja a largo plazo.

El matrimonio

8

temprano es un suicidio financiero

JUBILARSE

9