Monotributistas: ¿cómo solicitar el crédito?

Los créditos para monotributistas anunciados recientemente están disponibles y ya se han otorgado más de $15.000 millones a través del programa Crédito Argentino (CreAr).

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Están diseñados para microempresas y pueden llegar hasta $6 millones, dependiendo de la categoría del monotributista, para financiar la compra de equipamiento y otras necesidades productivas.

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Los préstamos tienen un plazo de 24 meses con tasa de interés fija bonificada del 62,6% y cuentan con el respaldo del Fondo de Garantías Argentino (Fogar).

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El monto mínimo del préstamo es de $50.000, y el máximo varía según la categoría de monotributo, llegando hasta $4.000.000 para las categorías más altas.

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Los créditos se pueden solicitar en varios bancos públicos y privados, como el Banco Nación, Credicoop, Banco de Corrientes, Banco de la Ciudad de Buenos Aires, BBVA y Santander.

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Los solicitantes deben certificar que el dinero será utilizado para inversiones relacionadas con su actividad económica y no pueden tener una "situación 2" en la Central de Deudores del Banco Central.

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La convocatoria para acceder a estos créditos estará vigente hasta el 30 de noviembre de 2023 y se ampliará a otros bancos en el futuro.

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